Why use USX?
USX offers up to 15% annual APY with diversified, sustainable onchain strategies - significantly higher than competing yield-bearing stablecoins. It's fully redeemable 1:1 for USDC within 14 days and built as a flagship component of the Scroll ecosystem with deep utility across major DeFi applications.
Superior Yield Generation
Competitive APY
USX targets an estimated up to 15% annual return, which is significantly higher than existing yield-bearing stablecoins. This represents intrinsic yield generated purely from strategies, not from token rewards or incentives.
Important Disclaimer: The "up to 15%" represents the intrinsic yield generated by the protocol (purely from strategies and not extra rewards or token incentives) from onchain strategies (via Blend). Based on past performance, these combined strategies have delivered an estimated 15% return/year. However, kindly note that past performance does not guarantee future results, as returns depend on market conditions.
Battle-Tested Strategies
By staking USX, anyone can access a simple, transparent yield model powered by battle-tested DeFi strategies without managing the complexity yourself.
sUSX acts as an abstraction layer, packaging the best of onchain yield into a single yield-bearing token.
Diversified and Sustainable Strategies
USX generates returns through multiple onchain strategies across various DeFi apps. This diversification reduces risk and ensures a sustainable return profile.
How Diversification Works
Returns don't depend on a single protocol
Multiple yield sources reduce concentration risk
Strategies are hedged to minimize volatility
Portfolio rebalances to optimize returns across market conditions
Always Redeemable at 1:1
Full Redemption Guarantee
USX is fully redeemable 1:1 for the underlying collateral (USDC). This means your stablecoin value is always backed and you can exit whenever needed.
Redemption Timeline
Direct Redemption: 14 days processing period
Swap Redemption: Instant through available liquidity pools on DEXs
The choice is yours - wait for the guaranteed 1:1 redemption or trade immediately through the market if you need liquidity faster.
Part of Scroll's Ecosystem
Flagship Product Integration
USX is built as a fundamental component of the Scroll ecosystem, with integrations across major apps for deep utility and adoption.
Built-In Use Cases
Accepted as collateral on Honeypop (Scroll's money market)
Supported on yield trading platforms
Available for liquidity provision across multiple pairs
Used in lending/borrowing protocols throughout Scroll
Exclusive Scroll Features
Scroll-Only Benefits
As USX expands to other chains, yield features will be available everywhere. However, these Scroll-exclusive advantages remain:
Gasless transactions (via Scroll Cloak)
Practical privacy (through Cloak's privacy features)
Direct spendability (native integration with Scroll ecosystem)
Simple Entry: No Complexity
One-Step Staking
Convert your USDC to USX, then stake for sUSX. Yield accrues automatically - you don't need to manage positions or claim rewards. Just hold and earn.
Common Questions
Q: How much yield can I expect?
A: Up to 15% annually based on protocol performance. Actual returns vary with market conditions and strategy performance.
Q: Is up to 15% guaranteed?
A: No. Past performance doesn't guarantee future results. Returns depend on onchain strategy performance and market conditions.
Q: What makes USX better than other stablecoins?
A: Combination of returns (up to 15%), diversified strategies, full 1:1 redeemability, deep Scroll ecosystem integration, and lower fees.
Q: Can I withdraw anytime?
A: Yes. Direct redemptions take 14 days at guaranteed 1:1. Instant swaps available through liquidity pools at market price at Scroll Swap.
Q: Why is it only 15% and not higher?
A: The 15% is conservative and sustainable. It comes from real onchain yield sources, not unsustainable token incentives.
Q: Do I need to do anything to earn yield?
A: No. Just hold sUSX and yield accrues automatically. No claiming required.
Last updated